Finstanon Terms of Service

Welcome to Finstanon, a Web-based tool that enables you to write financial analysis report. Finstanon is at times referred to in these Terms of Service as “the Service."

Before setting up or using a Finstanon account, you must read and agree to these Finstanon Terms of Service. Your use of Finstanon is governed by these Terms of Service. By using and/or establishing an account at Finstanon, you (“User”) agree to be bound by and comply with the terms and conditions contained herein.

These terms of service comprise a binding legal agreement between you and finstanon.com. Please review this agreement carefully.

By signing up for a Finstanon account you are accepting to be bound by these terms of service, and you acknowledge that you have read, understood, and agree to be bound by the following terms and conditions, including any additional guidelines and future modifications (collectively, the "terms"). Clicking on the “create account” button is the same as signing a hardcopy contractual agreement. If you do not agree to the terms of service, you should not click on this button.

1. The Finstanon Service

Finstanon is a web-based service available at https://www.finstanon.com/ that allows you to use software as a service in order to create, store, transmit, disseminate, print and otherwise distribute financial analysis report (herein, “Content”). Your use of The Service is at your own risk. The Service is provided on an AS IS and AS AVAILABLE basis.

2. Privacy

Your privacy is important to us. The Finstanon Privacy Policy is hereby incorporated into these Terms by reference. Please read the Privacy Policy carefully for information relating to collection, use, and disclosure of your personal information.

3. Modification of These Terms

When using Finstanon, any additional posted guidelines or rules applicable to specific services and features which may be posted from time to time. All such Guidelines and rules are hereby incorporated by reference into these Terms of Service. We may modify or revise these Terms of Service and policies at any time; by using The Service you agree to be bound by such modifications or revisions. If you do not accept and abide by this Agreement and these Terms of Service, you may not use The Service.

4. Use of the Service

You are responsible for your own communications and communications to and from your account with The Service, and for all Content sent to and from your account, stored under your account, and activity that occurs under your account (even when Content is posted by others who have access to your account) and for any consequences thereof or arising therefrom. You agree that you will use The Service in compliance with all applicable local, state, national, and international laws, rules and regulations, including any laws regarding the transmission of technical data exported from your country of residence. You shall not, shall not agree to, and shall not authorize or encourage any third party to: (A) use the Service to upload, store, transmit or otherwise distribute any content that is unlawful, defamatory, harassing, abusive, fraudulent, obscene, contains viruses; (B) upload, store, transmit or otherwise distribute content that infringes upon another party's intellectual property rights or other proprietary, contractual or fiduciary rights or obligations; (C) prevent others from using The Service; or (D) use The Service for any fraudulent or inappropriate purpose. Violation of any of the foregoing may result in immediate termination of this Agreement and your account with Finstanon, and may subject you to state and federal penalties and other legal consequences. We reserve the right, but shall have no obligation, to investigate your use of The Service in order to determine whether a violation of the Agreement has occurred or to comply with any applicable law, regulation, legal process or governmental request.

5. Content of the Service, Ownership, and Intellectual Property Rights

We take no responsibility for third-party content (including, without limitation, any viruses or other disabling features), nor we have any obligation to monitor such third-party content. We reserve the right at all times to remove or refuse to distribute any Content on The Service, such as content that violates the terms of this Agreement. We also reserve the right to access, read, preserve, and disclose any information and Content as it reasonably believes is necessary to (A) satisfy any applicable law, regulation, legal process, or governmental request, (B) enforce this Agreement, including investigation of potential violations hereof, (C) detect, prevent, or otherwise address fraud, security, or technical issues (including, without limitation, the filtering of spam), (D) respond to user support requests, or (E) protect the rights, property, or safety of www.finstanon.com, its users and the public.

The visual interfaces, graphics, design, compilation, information, computer code (including source code or object code), products, services, and all other elements of Finstanon are protected by international copyright, trade dress, patent, and trademark laws, international conventions, and all other relevant intellectual property and proprietary rights. Except as may otherwise be noted, all trademarks, service marks, and trade names are our proprietary.

We do not claim any ownership in any of the Content, including any text, data, information, images, photographs, music, sound, video, or other material, that you upload, transmit, or store in your Finstanon account.

6. User Representations and Warranties

You are solely responsible for your Content and the consequences of uploading, storing, transmitting or otherwise distributing Content to and/or from your account. Except as set forth herein, we will not use any of Content for any purpose except to provide you with The Service.

By uploading, storing, transmitting or otherwise distributing Content, you affirm, represent, and warrant that:

A) the Content and any use of it does not and will not: (i) infringe, violate, or misappropriate any third-party right, including any copyright, trademark, patent, trade secret, moral right, privacy right, right of publicity, or any other intellectual property or proprietary right, (ii) violate any securities law or regulation in any jurisdiction, or (iii) slander, defame, or libel any other person;

B) the Content does not contain any viruses, adware, spyware, worms, or other malicious code.

Violators of any third-party rights may be subject to criminal and civil liability. We reserve all rights and remedies against any Users who violate these Terms of Service.

7. Content Disclaimer

You understand that when using Finstanon you may be exposed to Content from a variety of sources, and we are not responsible for the accuracy, usefulness, or intellectual property rights of or relating to such Content. You further understand and acknowledge that you may be exposed to Content that is inaccurate, offensive, indecent or objectionable, and you agree to waive, and hereby do waive, any legal or equitable rights or remedies you have or may have against us with respect thereto. Palo Alto Software, Inc. does not endorse any Content or any opinion, recommendation or advice expressed therein, and we expressly disclaims any and all liability in connection with Content.

8. Statement of Policies

We disclaim any and all liability in connection with or arising from Content uploaded, stored, transmitted or otherwise distributed by User. In the event we receive any information or notice that any Content uploaded, stored, transmitted or otherwise distributed by User violate these Terms of Service or infringes any copyright, trademark, or patent, or is alleged to infringe any copyright, trademark, or patent, we reserve the right to immediately remove the Content without notice to the User and without any obligation to investigate an allegation of infringement. We further reserve the right in its sole and unfettered discretion to remove for any reason whatsoever and at any time, any Content uploaded, stored, transmitted or otherwise distributed by a User, without prior notice to User.

We further reserve the right to terminate User access to the Finstanon website in the event User violates these Terms of Service.

9. Prohibited Activities, Enforcement of Policies

By agreeing to these Terms of Service you agree not to:

A) except as expressly permitted herein, use The Service for any purposes other than to access and use Finstanon as such services are offered by us;

B) share a single login with multiple people. Your login may be used by only one person, but you may create separate logins for as many others as you desire;

C) block ads if you are a free account user;

D) impersonate any person or entity, falsely claim an affiliation with any person or entity, or access Finstanon accounts of others without permission, forge another persons' digital signature or identity, misrepresent the source, identity, or content of information transmitted via Finstanon, or perform any other similar fraudulent activity;

E) make unsolicited offers, advertisements, proposals, or send junk mail or spam to other Users of Finstanon. This includes, but is not limited to, unsolicited advertising, promotional materials, or other solicitation material, bulk mailing of commercial advertising, chain mail, informational announcements, charity requests, and petitions for signatures;

F) use Finstanon for any illegal purpose, or in violation of any local, state, national, or international law, including, without limitation, laws governing intellectual property and other proprietary rights, and data protection and privacy;

G) defame, harass, abuse, threaten or defraud Users of Finstanon, or collect, or attempt to collect, personal information about Users or third parties without their consent;

H) use Finstanon if you are not legally competent to do so;

I) remove, circumvent, disable, damage or otherwise interfere with security-related features of Finstanon or User Content, features that prevent or restrict use or copying of any content accessible through Finstanon, or features that enforce limitations on the use of Finstanon or User Content;

J) reverse engineer, decompile, disassemble or otherwise attempt to discover the source code of Finstanon or any part thereof, except and only to the extent that such activity is expressly permitted by applicable law notwithstanding this limitation;

K) modify, adapt, translate or create derivative works based upon Finstanon or any part thereof, except and only to the extent that such activity is expressly permitted by applicable law notwithstanding this limitation;

L) intentionally interfere with or damage operation of Finstanon or any user's enjoyment of it, by any means, including uploading or otherwise disseminating viruses, adware, spyware, worms, or other malicious code;

M) use any robot, spider, scraper, or other automated means to access Finstanon for any purpose or bypass any measures we use to prevent or restrict access to Finstanon;

N) interfere with or disrupt Finstanon or servers or networks connected to Finstanon, or disobey any requirements, procedures, policies or regulations of networks connected to Finstanon.

We reserve the right to scan all Content to ensure compliance with these Terms of Service. In the event we determine, in its sole discretion, that your use of Finstanon is in violation of these Terms of Service, we shall have the right without recourse by the User to immediately terminate your account.

10. Account, Refund

When you use Finstanon, you may be asked to establish an account and establish passwords. You are solely responsible for maintaining the confidentiality of your account and passwords and for restricting access to your computer and/or account, and you agree to accept responsibility for all activities that occur under your account or passwords. If you have reason to believe that your account is no longer secure (e.g., in the event of a loss, theft or unauthorized disclosure or use of your account ID, password, or any credit, debit or charge card number, if applicable), then you agree to immediately notify us.

If you are not satisfied with your purchase, within 120 days from the purchase date, we will fully refund the cost of your order.

11. Disclaimer of Warranties

Use of Finstanon shall be at user’s sole risk. To the fullest extent permitted by law, we disclaim all warranties, express or implied, in connection with Finstanon and use thereof. We assume no liability or responsibility for any (i) errors, mistakes, or inaccuracies of website content, (ii) personal injury or damage, of any nature whatsoever, resulting from access to and use of Finstanon, (iii) any bugs, viruses, Trojan horses, or the like which may be transmitted to or through Finstanon website by any third party, and/or (iv) any errors or omissions in any content or for any loss or damage of any kind incurred as a result of the use of any content posted, emailed, transmitted, or otherwise made available via Finstanon.

We do not warrant, endorse, guarantee, or assume responsibility for any product or service advertised or offered by a third party through Finstanon or any hyperlinked website or featured in any banner or other advertising. We will not be a party to or in any way be responsible for monitoring any transaction between a user and third-party providers of products or services.

12. Limitations of Liability

User agrees not to hold us liable for any loss or damage, whether direct, indirect, incidental, special, punitive, or consequential, incurred as a result of user’s use of Finstanon, (i) errors, mistakes, or inaccuracies of content, (ii) personal injury or damage of any nature whatsoever, resulting from user’s access to and use of Finstanon, (iii) any interruption or cessation of transmission to or from Finstanon, (iv) any bugs, viruses, Trojan horses, or the like, which may be transmitted to or through Finstanon by any third party, and/or (v) any errors or omissions in any content or for any loss or damage of any kind incurred as a result of user’s use of any content posted, emailed, transmitted, or otherwise made available via Finstanon, whether based on warranty, contract, tort, or any other legal theory.

Certain jurisdictions do not allow limitations on implied warranties or the exclusion or limitation of certain damages. If you reside is such a jurisdiction, some or all of the above disclaimers, exclusions, or limitations may not apply to you, and you may have additional rights. The limitations or exclusions of warranties, remedies or liability contained in these terms of service apply to you to the fullest extent such limitations or exclusions are permitted under the laws of the jurisdiction where you are located.

13. Termination

A) You may cancel your use of The Services and/or terminate your account and this Agreement with or without cause at any time by providing notice to us; provided, however, that a terminated account may continue to exist for a reasonable period of time before such cancellation takes effect in order for us to process the termination. In addition to the right to terminate your account for using Finstanon in a manner that violates these Terms of Service, we may at any time and for any reason terminate The Service, terminate this Agreement, or suspend or terminate your account. In the event of termination, your account will be disabled and you may not be granted access to your account or any files or other content contained in your account although residual copies of information and Content may remain in the Finstanon system.

B) In order to terminate your account, you may contact us via email or telephone.

14. Miscellaneous Terms

A) These Terms of Service shall be governed by and construed in accordance with the laws of Ukraine, except for its conflicts of laws principles.

B) We may transfer and assign these Terms of Service without restriction. User may not transfer or assign any of these Terms of Service.

C) User affirms and warrants that User is legally competent to enter into these Terms of Service, and the conditions, obligations, affirmations, representations, covenants and warranties set forth herein.

D) If any provision of these Terms of Service is found illegal or unenforceable, it will be enforced to the maximum extent permissible, and the legality and enforceability of the remaining provisions of these Terms of Service shall not be affected.

E) No waiver of any term of these Terms of Service shall be deemed to constitute a continuing waiver of such term.

F) We may provide you with notices, including those regarding changes to these Terms of Service, by email, regular mail or postings on Finstanon. Notice will be deemed given twenty-four hours after email is sent, unless we are notified that the email address is invalid.